The Safekeeping Fee will be charged as follows:

• Monthly deduction: On the 1st day of the following month at 12:00:00 AM, the Safekeeping Fee for the previous month will be deducted from your Cash Wallet.
  • Example: The Safekeeping Fee for April will be charged on 1 May at 12:00:00 AM.
• Insufficient funds: If your Cash Wallet does not have sufficient funds, you may top up. A 7‑day grace period is provided to settle the outstanding Safekeeping Fee.
• Conversion to gold: On the 8th day of the following month (e.g., 8 May in the example above), any unpaid Safekeeping Fee (in RM) will be converted using the sell price to gold (in grams) and deducted from your gold account.
• Withdrawal transactions: The accumulated Safekeeping Fee will be charged in full upon withdrawal.
• Transfer or redemption transactions: The accumulated Safekeeping Fee will be charged on a pro‑rated basis for each transfer or redemption transaction, with the remaining balance charged as usual on the 1st of the following month.

For the full list of applicable fees, please refer to the Bursa Gold Dinar (BGD) Fee Schedule.