Your BR Capital wallet displays two balances: Total Balance and Available Funds.
- Total Balance refers to the overall amount in your wallet.
- Available Funds refers to the amount you can use immediately for new investments or withdrawals.
Available Funds may be lower than your Total Balance because part of your funds may already be committed to transactions in progress, such as:
- subscriptions to Investment Note campaigns;
- subscription fees (including SST, where applicable);
- Marketplace purchases that are pending settlement;
- withdrawal requests that are being processed; and
- any applicable withdrawal fees.
Example
| Item | Amount (RM) |
|---|---|
| Total Balance | 1,000.00 |
| Subscription to Campaign A | (100.00) |
| Subscription fee | (0.30) |
| SST | (0.03) |
| Marketplace purchase | (101.30) |
| Withdrawal request | (100.00) |
| Withdrawal fee | (1.00) |
| Available Funds | 697.37 |
This means that while your Total Balance remains at RM1,000.00, a portion has already been allocated to transactions, resulting in lower Available Funds.