Financing repayments on the BR Capital platform are structured in terms of principal redemption and interest or profit payments.

Principal redemption

The principal amount may be structured as:

• a bullet repayment (full principal repaid at maturity); or
• an amortised repayment (principal repaid progressively over time).

Interest or profit payments

Interest (for conventional Investment Notes) or profit (for Islamic Investment Notes) payments:

• are made on a periodic basis (e.g. quarterly or semi-annually); and
• are calculated on a daily basis, using an actual/365 days basis (or 366 days in a leap year).