Returns or profits are paid by the Issuer based on the agreed terms of each Investment Note.

On the BR Capital platform, these payments are credited into your BR Capital wallet according to the scheduled payment frequency (e.g. quarterly or semi-annually), as set out in the Investment Note.

Investors will receive:

• interest income for conventional Investment Notes; or
• profit income for Islamic Investment Notes.

Funds credited to your BR Capital wallet may then be:

• withdrawn to your registered bank account; or
• used for further investments on the platform.